Teaching Money Matters

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BookTable of Contents

"Teaching Children Money Matters: A Resource Guide For Parents, Grandparents, Teachers and Students"           

 TABLE OF CONTENTS

ABOUT THIS BOOK

 INTRODUCTION

 Section 1

 BASIC FINANCIAL CONCEPTS

 Section 2

HOW TO INSTRUCT CHILDREN TO HELP THEM INTEGRATE BASIC FINANCIAL CONCEPTS INTO THEIR OWN LIFESTYLES 

A.  PARENTS AND CHILDREN

1.  Advertising

·         Family Advertising Alert: Preteens and Teenagers

·         Family Advertising Alert Guide

·         Family Advertising Alert Guide Sheet

2.  Allowance

3.  Budget

 ·         Figuring the Family Budget Together:

           Preteens &  Teenagers

·         Monthly Income Pile

·         Payment Pile Sheet

·         Rent for a Month: Preteens and Teenagers

·         Family Financial Systems Chart: 

         (Suggestions: How Money Can Be Earned?)

·         Family Financial Systems Chart: 

         (Suggestions:  How Money Can Be Charged / Fined?)

4.  Business / Entrepreneur

5.  Charity

6.  Checkbooks

·         Checkbook Basics

·         Identifying Parts of a Check

·         Identifying Parts of a Check –Work Sheet

·         Checkbook Balancing: Teenagers

·         Keeping Track of Money in a Checkbook

·         Checkbook Balance Sheet: Teenagers

·         Balancing Your Checkbook

 7.  Comparison Shopping

 ·         Categorizing Coupons:  Grades K thru 2

·          Supermarket Coupons:  Grades 2 thru 4

·          Supermarket Coupon Chart

·          Planning a Meal for the Family: 

           Preteens and Teenagers

 8.  Credit Cards

 ·         Twelve Things Preteens, Teenagers and

           Young Adults Should Know to Avoid Credit Card Debt

 9.  Debit Cards for Your Teenagers

 10.  Interest and Interest Rates

 11.  Investing

 12.  Money

·         Using Coins to Count to $1.00:  Grades 1 – 3

·         I’m Thinking of a Money Number:  Grades 1 – 3

·         Coin Values:  Grades 1 – 3

·         “Smart”:  A Poem by Shel Silverstein

 13.  Needs and Wants

·         Family:  “Needs and Wants” Chart

·         Individual Family Member:  “Needs and Wants” Chart

 14.  Peer Pressure

 15.  Savings

 16.  Savings and Compound Interest

 17.  Taxes

 18.  Tipping


 B. GRANDPARENTS AND GRANDCHILDREN

·         Loose Change

·         Coupon War

·         Making Change:  Money Cube

·         Saving Coins

·         Scrapbook:  Make Believe Home

·         Scrapbook:  Make Believe Home Tally Sheet

·         Fantasy Meal

·         Fantasy Meal Plan

 C. TEACHERS AND STUDENTS

·         Mystery Coins:  Grades 3, 4 & 5

·         Mystery Coin Sheet

·         Needs and Wants for Students:  Grades 4 & 5

·         Student’s Needs and Wants Chart for

          His / Her Next Birthday

·         Student’s Needs and Wants Chart for a Make

          Believe End of the Year Class Celebration

·        Student’s Home Needs and Wants Chart

·        Budget Lunch:  Grades 4 & Up

·        Budget Lunch A

·        Budget Lunch B

·        Budget Lunch C

·        Sample Tax Sheet

·        Economic Banking Program in the Classroom

 Section 3:  HOW TO MOTIVATE  CHILDREN

                   TO BECOME FINANCIALLY LITERATE

·         Banking for Children

·         Camps With Financial Literacy Programs

·         Financial Literacy Educational School

          and Community Programs

·         Financial Literacy Educational Web Site Programs

·         Museums with Financial Literacy Programs

·         Online Calculators

·         Other Places of Interest to Visit

 Section 4:  STARTING A FINANCIAL

                    LITERACY AWARENESS CLUB

 ·         Financial Literacy Awareness Club Guidelines

 

 

 

 

 

 

"What Every Preteen, Teenager and Young Adult Needs to Know to Avoid Credit Card Debt"

 STATEMENTS

#1 Charge Only What You Can Afford.

#2 Pay All The Balance Due Each Month.

#3 Pay Your Bills On Time.

#4 Sign Up For Only One Or Two Credit Cards.

#5 Keep Your Credit Card Receipts And Statements.

#6 When You Use Your Credit Card Keep Within Your Budget.

#7 Read All The Fine Print.

#8 Instead Of Using A Credit Card, Try Using A Debit Card.

#9 Become Familiar With The Federal Trade Commission’s Web Site On Credit.

#10 Understand That Credit Cards Can Cost You Money.

#11 Be Smart About Advertising Influences.

#12 Learn To Budget.

#13 Learn About Checkbook Writing.

#14 Manage Your Own Money.

#15 Be Peer Pressure Smart.

#16 Start Saving Now.

#17 Remember To Save For The Sales Tax.

#18 Understand What Interest Means.

#19 Learn To Comparison Shop.

#20 Make Sure You Get Your Credit Card Back After You Make A Purchase.

#21 Know What To Do If Your Credit Card Is Stolen.